Contact us.

Dr.H sees patients in the Manhattan NYC office, and the Westchester office.

Any questions? We are here to help. Call Us: 9:00AM - 6:00PM

Contact info:

Doctorhvisit@gmail.com

(631)507-4845

Address:

1- New York City office:

605 Madison Avenue, 5th Floor Suite 2, New York, NY 10022

2- Westchester office:

Isle of San Souci, Westchester, NY

Coinsurance

What is coinsurance?

Coinsurance is a portion of the medical cost you pay after your deductible has been met. Coinsurance is a way of saying that you and your insurance carrier each pay a share of eligible costs that add up to 100 percent.

For example, if your coinsurance is 20 percent, you pay 20 percent of the cost of your covered medical bills. Your health insurance plan will pay the other 80 percent. If you meet your annual deductible in June, and need an MRI in July, it is covered by coinsurance. If the covered charges for an MRI are $2,000 and your coinsurance is 20 percent, you need to pay $400 ($2,000 x 20%). Your insurance company or health plan pays the other $1,600. The higher your coinsurance percentage, the higher your share of the cost is. You are also responsible for any charges that are not covered by the health plan, such as charges that exceed the plan’s Maximum Reimbursable Charge.